Roth IRAs Featured

Roth IRA Facts – What You Need to Know

Roth IRAs When it comes to investing, people have lots of different decisions to make: What brokerage should you use? Should you invest in ETFs or individual stocks? When is the right time to buy or sell? But one of the earliest and most important decisions every investor has to make is what type of … Read more

Capital Gains Tax – What You Need to Know

Capital Gains Tax If you’ve had a successful year of investing, you’ve likely sold a few stocks and cashed out at a net profit. While those gains might feel good in your wallet right now, it’s important to remember that you’ll likely have to hand over some of your earnings in taxes when April rolls … Read more

The 50/20/30 Rule: The Facts

The 50/20/30 Rule Are you ready to start your investing journey but you can’t seem to save up enough money to put into your retirement account? The first step before investing is actually budgeting so that you have the money necessary to invest. Today, we will be discussing one of the most popular budgeting methods … Read more

401(k)s Explained – What You Need to Know

401(k)s Explained A 401(k) is a retirement plan that allows you to make contributions from your salary that your employer will match. Let’s talk about how 401(k)s work and how you can make the most of them! What Is a 401(k)? A 401(k) is a type of retirement account that involves some collaboration on the … Read more

What Factors Affect Your Credit Score?

Credit Score Factors Credit scores can be confusing and frustrating to even the most financially responsible individuals out there. The formulas used to calculate credit scores are murky and misleading, so building your credit score can be a pain if you aren’t quite sure what to do. Read on to find out some of the … Read more

Beginner Investing: 10 Steps to Start Investing the Right Way

I’ve spent the last 30 years of my life trying to help beginners learn to invest in the stock market. My main message is this:  Stop thinking about beginning to invest in stocks, stop talking about it, and just start investing now.  The sooner you get started, the better off you will be.  Start educating … Read more

Best Stock and Investment Newsletters-August 1, 2023-2

*** NOW UPDATED AS OF August 1, 2023*** Stock newsletters make getting stock market analysis and stock recommendations easy. There are, however, so many stock newsletters to choose from that many investors become overwhelmed having so many choices.  Some are free, some are relatively cheap at less than a few hundred dollars per year, and … Read more

Making a Budget Explained: 4 Psychology Tips

BUDGET. What a gross-sounding word. Just the thought of making a budget sounds painful. Honestly, this is probably why people don’t often learn about (and are so terrible at) budgeting. But as repulsive as the idea of budgeting can be, it’s a necessary and extremely beneficial part of our financial health. Just by clicking on … Read more

Understanding Bid and Ask Prices

How to get the best prices buying and selling stocks – Bid Price and Ask Price Imagine you’re at a flea market. You head over to one of the stands and see a baseball card that you want. And even though you really want it, you won’t pay just anything for it. Instead, you want … Read more